Pulsar Money
Stablecoin holders get free USD and EUR accounts, a virtual spending card, and optional yield, all in one mobile app.
Pulsar Money Virtual Card For USDC And EURC On Arc
What is Pulsar Money?
Pulsar Money offers free USD and EUR stablecoin accounts, a virtual spending card, swaps, and yield, all built on Circle's Arc blockchain for easy crypto payments.
Ready to try Pulsar Money?
Open the official site and get started in a few clicks.
Pulsar Money Overview
Pulsar Money turns stablecoins into everyday spending money. The app gives users free USD and EUR accounts, funded at a 1:1 rate with supported stablecoins like USDT, USDC, and EURC. Instead of holding tokens across different wallets and networks, users see one simple dollar balance and one simple euro balance, plus a virtual card to spend that balance anywhere.
The app is built for people who already hold stablecoins and want to use them like normal money. That includes freelancers paid in crypto, digital nomads who deal with more than one currency, and anyone who wants to earn yield on idle stablecoins without giving up the ability to spend that money the same day. If you get paid in USDC but need to pay for rent, subscriptions, or travel in regular currency, Pulsar removes the extra step of moving funds through an exchange first.
Using it is straightforward. A user deposits USDT, USDC, or EURC and the app converts it 1:1 into a USD or EUR balance with no Pulsar funding fee. From there, they can hold the balance, swap between currencies inside the same account, or activate the virtual card for purchases and subscriptions. Users who want to grow their balance can turn on optional yield, which routes eligible funds into DeFi strategies through partners like Morpho and Steakhouse Financial, currently landing around 5.2 percent APY.
What sets Pulsar apart is how much complexity it hides. Most crypto spending apps still ask users to think about networks, gas fees, and bridges. Pulsar runs on Circle's Arc blockchain, a settlement layer built specifically for stablecoin activity, and pairs it with regulated USDC and EURC. The result is an app that behaves like a normal banking app on the surface, with named account details for bank transfers, in app swaps, and card spending, while stablecoins do the work underneath. Users do not need to pick a chain or manage a separate wallet for daily use, they just see a balance in dollars or euros and spend it.
Pulsar Money Key features
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USD and EUR Accounts
You get named account details to receive bank transfers in USD or EUR. Your USDT, USDC, or EURC convert into these balances at 1:1 with no Pulsar funding fee.
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Zero Fee Funding
Deposits of USDT, USDC, or EURC cost nothing in Pulsar fees. USDT on TRON works well for low cost deposits, though the sender's network may still charge its own fee.
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Yield on Balances
You can earn around 5.2 percent APY on eligible stablecoin balances through DeFi partners like Morpho and Steakhouse Financial. Turning on yield is optional and stays separate from your everyday spending balance.
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Built in Swaps
Swap between USDT, USDC, EURC, USD, and EUR right in the app. Pulsar shows you the rate upfront and routes the trade through LI.FI in the background.
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Virtual Card Spending
Spend your balance with a virtual card that works for subscriptions, travel, and purchases in over 110 countries. Payments in your own currency, USD from your USD balance or EUR from your EUR balance, carry no Pulsar FX fee.
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Expense Tools and Security
Track spending, get alerts on account activity, and log in with 2FA or biometrics. These features keep you informed and keep your account locked down.
Download Pulsar Money App For Android And iOS
Download Pulsar Money and start spending crypto from your phone — available on Android and iOS.
Pulsar Money Fees
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Stablecoin funding Depositing USDT, USDC, or EURC at 1:1 carries no Pulsar fee, though the sender's network may still charge something.
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FX and card spending Card purchases in USD or EUR carry 0 percent FX fee, while other currencies cost 1 percent, and declined transactions are free.
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ATM withdrawals You get free ATM withdrawals up to $200 a month, then Pulsar charges 2 percent plus any operator fees.
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Card spending limit Card limits can go up to $30,000 USD, depending on your account status and controls.
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Referral cashback Referrals earn 0.25 percent cashback on eligible volume and 10 percent on certain Pro subscriptions, capped at up to $1,000 a month in some cases.
Pulsar Money Supported networks
- Arc
Tron
How to use Pulsar Money
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Download the app
Get Pulsar Money from the App Store or Google Play, or request early access at pulsar.money if the app is not live in your region yet.
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Verify your identity
Create an account and complete the KYC check inside the app. This step unlocks your USD and EUR account details.
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Fund your balance
Deposit USDT, USDC, or EURC and Pulsar converts it 1:1 with no funding fee. You can also send a bank transfer to your named USD or EUR account.
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Convert or swap currencies
Move funds between your USD and EUR balances, or swap between supported stablecoins, right inside the app.
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Spend with the virtual card
Activate your card and use it for subscriptions, travel, and everyday purchases in over 100 countries.
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Turn on yield or track spending
Switch on yield for idle stablecoin balances if you want it, and check your expense log and alerts to keep an eye on activity.
Pulsar Money Videos
Pulsar Money Screenshots
Pulsar Money User Reviews
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while a lot of crypto is still chasing memes and points, @PulsarMoneyApp is quietly building something that actually feels useful: a stablecoin-native money app made for everyday life. built on @arc, Pulsar is rethinking how we save, spend, and move money across borders. here's what it looks like in practice: ✦ hold USDC, EURC, and more in one simple wallet ✦ send money across borders almost instantly, with low fees ✦ pay anywhere with a virtual card (200+ countries) ✦ earn yield on idle stablecoins via Morpho + Steakhouse ✦ stay non-custodial while the complexity stays out of your way instead of treating stablecoins like "just crypto," Pulsar makes them feel like actual money you can use every day. because it's built on Arc from the ground up, you get fast finality, predictable fees, and deep Circle integrations like CCTP, Gateway, App Kits, and StableFX. the end result is a multi-currency finance app that feels closer to modern fintech than anything "crypto-native." the first demo at the Arc Builder Spotlight already showed how polished it is, and more importantly, how focused the team is on making it simple instead of flashy. if you're in europe, the global south, or just tired of clunky cross-border finance, this is one worth keeping an eye on.
View on X ↗ -
One thing I like about @arc is the focus on real-world use cases. With @PulsarMoneyApp building on Arc, the vision goes beyond just another blockchain. It's about making everyday payments, stablecoins, and DeFi feel as simple as using a modern banking app.
View on X ↗ -
love the simplicity
Pulsar Money Review
Pros
- It converts USDT, USDC, and EURC into USD or EUR balances at 1:1 with no Pulsar funding fee.
- Eligible balances can earn around 5.2% APY through built-in yield strategies.
- The virtual card works for subscriptions, travel, and online purchases in over 110 countries.
- Same-currency card payments carry no Pulsar FX fee, and other currencies cost just 1%.
- ATM withdrawals are free up to $200 a month before a small 2% fee kicks in.
Cons
- The app is still in early access, so full features and availability may not be live yet.
- ATM withdrawals lose their free status after $200 a month and then cost 2 percent.
- Currencies outside USD and EUR carry a 1 percent FX fee on card spending.
- The card country count is inconsistent across sources, with figures of 110+ and 200+ countries both mentioned.
Our verdict
Pulsar Money makes stablecoins feel like actual spending money instead of another crypto asset to manage. The app bundles USDT, USDC, and EURC into plain USD and EUR balances, gives you named bank account details, and backs it all with a virtual card that works for subscriptions and travel in over 110 countries, all with no Pulsar funding fees. The optional yield around 5.2 percent APY through partners like Morpho is a nice bonus, and building on Circle's Arc blockchain means the team gets fast settlement and regulated USDC/EURC rather than something improvised. The catch is that it is still in early access, so you are trusting a new platform with real money before it has a long track record, and features like AI agent spending are still just plans on paper. If you already hold stablecoins and want to spend them without juggling wallets and networks, or you are a freelancer or digital nomad dealing with multiple currencies, Pulsar Money is worth trying now, but keep balances modest until it proves itself over time.
Is Pulsar Money safe & legit?
Pulsar Money is built by a team led by founder and CEO Alex Radu, who previously built payment and vesting tools on MultiversX used by thousands of people. The app settles on Circle's Arc blockchain and uses regulated USDC and EURC, and it runs KYC checks and MiCA-aligned compliance, which are good signs for a real, working business rather than an anonymous project. No specific scam reports or security incidents are tied to Pulsar Money, but it is still an early-stage app, so treat it like any new fintech product: check your local terms, limits, and protections before you move large amounts of money in.
X account intel @PulsarMoneyApp
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Based in Europe
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Joined X October 2022 3 years ago
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Username changes 4 renames last on Oct 5, 2023
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Signup source Web
Public profile signals from X. Use as one input alongside other due-diligence.
Wallet blacklist scan checked Sep 10, 2026
- MetaMask Not flagged
- Phantom Not flagged
- ScamSniffer Not flagged
- EtherAddressLookup Not flagged
- Keplr Wallet Not flagged
Domain pulsar.money checked against public crypto wallet blacklists.
Pulsar Money Updates
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Did you catch what Pulsar Pro is bringing to @Arc mainnet? 👀
• No hidden fees,
• No trading fee on Arc,
• No EUR & USD account fees,
• No virtual card fees,
And many more perks are coming tomorrow!- 3 replies
- 12 likes
- 911 views
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If you're not listening @Alex__Radu live on @stabledash , you will not get Early Access spot. Warned you.
iykyk- 8 replies
- 5 reposts
- 20 likes
- 829 views
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Final call for Pulsar Early Access 📣
With @Arc mainnet just one day away, we are selecting five more community members to receive Pulsar Early Access and the exclusive Early Access role.
Join our Discord and make your contribution count.
https://discord.gg/pulsarmoneyapp- 4 replies
- 4 reposts
- 19 likes
- 1.6K views
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Are you feeling what we're feeling?
Our community grows every minute we're getting closer to the @arc mainnet launch!- 1 replies
- 2 reposts
- 10 likes
- 1.1K views
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excited to join @stabledash today at 1pm ET
I'll share the thinking behind what we're building at @PulsarMoneyApp and where stablecoins are fitting into everyday finance
big launch day tomorrow alongside @arc so excited to discuss more about this as well!
see you there!- 3 replies
- 2 reposts
- 18 likes
- 592 views
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Speaking about Pulsar, @arc mainnet launch tomorrow and the future of fintech.
Set the reminder, and see you there!- 3 replies
- 1 reposts
- 9 likes
- 1.3K views
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Arc Mainnet launch livestream is tomorrow! 📹
Our CEO & Founder, @Alex__Radu, will be presenting Pulsar at 11:58 AM ET.
Join us for this exciting session as we welcome the big day!- 6 replies
- 2 reposts
- 22 likes
- 1.4K views
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Your next trade could unlock even more advantages.
Pulsar Pro users pay no fees to trade on @Arc while earning points on every transaction.
Coming tomorrow, alongside @Arc mainnet.- 7 replies
- 2 reposts
- 21 likes
- 1.5K views
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Pulsar Pro will help you earn more points from some card purchases without changing what you buy.
Everyday spendings have never been this profitable.
How? 🧵
2 more in this thread
Your Pro subscription also gives you access to the Invest module without module fees, along with discounts and offers from partner services.
These benefits sit alongside the full app.Pulsar Pro is designed to help you get more from eligible card purchases, with higher rewards, selected merchant benefits and partner offers.
Join the Pulsar waitlist and get ready to make more of your everyday spending: https://pulsar.money/download- 6 replies
- 3 reposts
- 38 likes
- 2K views
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Neobanking done right. Built on @arc, the payment chain. Secure, safe, money management.
- 1 replies
- 2 reposts
- 4 likes
- 318 views
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we had indeed a special guest today
the coffee event was great. thanks to our friends at @UseCorgi for having us today
fun video incoming tomorrow
- 3 replies
- 1 reposts
- 14 likes
- 1K views
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One of the best things about building a global app is getting to meet your community wherever you go ✈️
We loved spending time with you all today. Thanks for joining us!- 4 replies
- 4 reposts
- 14 likes
- 2.2K views
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Hello, NYC! 🗽
Our community is getting together at @UseCorgi Cafe in a couple of hours.
Who's joining us? 👇🏻- 1 replies
- 1 reposts
- 12 likes
- 2K views
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We have crossed $1B in total onchain card spend processed through our infrastructure.
The milestone comes just 10 months after our launch, alongside:
→ 100K+ total addresses
→ 11M+ total transactions
A strong first chapter, and the pace is only picking up.- 26 replies
- 18 reposts
- 102 likes
- 15.5K views
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Name something that makes you feel like this.
Let us give you a hint: earning more points from your everyday spending with Pulsar Pro ✨
- 4 replies
- 1 reposts
- 22 likes
- 1.7K views
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gPulsar! ☀️
Arc mainnet is coming in two days, and Pulsar is coming with it. 👀
We have been looking forward to putting what we have built into your hands.
Who’s as excited as we are?- 22 replies
- 3 reposts
- 44 likes
- 2.9K views
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if you are in NY tomorrow we would love to host you at our coffee event hosted with our friends at @UseCorgi
RSVP: https://luma.com/ts8jf8um- 3 reposts
- 14 likes
- 1K views
Pulsar Money Reviews & Comments
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Open the official site and get started in a few clicks.
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