Cashi

Freelancers and remote workers paid in USDT or USDC spend those balances directly through a virtual Visa card, no bank conversion needed.

Preview of Cashi

Cashi Virtual Visa Card For USDT And USDC Cashback Spending

What is Cashi?

Cashi lets you spend USDT and USDC directly with a virtual Visa card, offering cashback rewards, instant card controls, and a custodial wallet built for everyday crypto payments.

Ready to try Cashi?

Open the official site and get started in a few clicks.

Launch Cashi

Cashi Overview

Cashi is a stablecoin spending platform built around a simple idea: hold your money in USDT or USDC, then spend it anywhere Visa works. The platform pairs a custodial digital wallet with a free virtual Visa card, so users never have to convert their stablecoins into local currency through a bank or exchange before making a purchase. The card works online, in apps, and in physical stores through digital wallets like Google Wallet and tap to pay.

The service fits people who already live in stablecoins. Remote workers paid in USDT or USDC, freelancers with clients across borders, digital nomads, and people in countries with weak or volatile local currencies get the most out of it. If you are tired of juggling multiple apps, losing money to conversion spreads, or waiting days for a bank wire, Cashi gives you one place to hold stable dollars and spend them the moment you need to.

Using it follows a straightforward path. You sign up, verify your identity, and apply for the virtual Visa card. Once approved, you fund your custodial wallet by sending supported USDT or USDC from an external wallet on a network the app accepts. From there, spending is simple: pay online, add the card to a digital wallet for contactless use, or check out at any store that takes Visa. The app converts your stablecoin balance automatically at the point of sale, so you never have to manually swap currencies yourself.

What sets Cashi apart is how it treats spending as the main event, not an afterthought. Cashback rewards apply automatically, with 3 percent back on eligible subscriptions, 2 percent on online and e-commerce purchases, and 1 percent on travel. Card issuance costs nothing, and the only fees users pay are standard blockchain network costs for deposits and withdrawals, all shown clearly before you confirm a transaction. Balances stay in USDT or USDC until the exact moment you spend, which means your purchasing power stays tied to the dollar rather than a local currency that might lose value while you wait.

For anyone paid in digital dollars or holding stablecoins as a hedge against local currency swings, Cashi closes the gap between holding crypto and using it for daily life. You keep your balance in stable, dollar-pegged assets right up until checkout, then spend it like any other Visa card, no extra conversion step required.

Cashi Key features

  • Virtual Visa Card

    Once you verify your identity, Cashi gives you a free virtual Visa card that works for subscriptions, online shopping, travel bookings, and in-store payments. You can add it to Google Wallet and tap to pay wherever Visa is accepted.

  • USDT and USDC Wallet

    Your balance stays in stablecoins until you spend or withdraw it. You can also send funds to other Cashi users or move them out to an external crypto wallet.

  • Cashback on Purchases

    Cashi pays you 3 percent back on eligible subscriptions, 2 percent on online and e-commerce purchases, and 1 percent on travel. Rewards post automatically based on the merchant category, though some categories are excluded.

  • Real-Time Card Controls

    You can freeze your card, change spending limits, or turn on approval requirements for online payments right in the app. These controls give you a fast way to react if something looks wrong.

  • Referral and Affiliate Rewards

    Invite a friend and earn a reward once they spend a set amount on their card. Affiliates can earn a cut of the transaction volume from users they bring in, and the Cashi Crew program supports local community growth.

Cashi Fees

  • Card issuance The virtual Visa card is free to get after identity verification.
  • Cashback rates Cashi pays 3% cashback on eligible subscriptions, 2% on online and e-commerce purchases, and 1% on travel.
  • Network fees Deposits and withdrawals only cost the standard blockchain network fee set by the chain, not by Cashi.
  • Conversion spread Spending converts stablecoins to settle Visa transactions, and any conversion spread or processing fee shows on screen before you confirm.
  • Internal transfers Sending funds between Cashi users may carry lower or zero platform fees depending on current policy.

Cashi Supported networks

  • Solana

How to use Cashi

  1. Sign up on Cashi

    Go to cashi.com and create an account, or join the waitlist if access has not opened yet in your region.

  2. Verify your identity

    Submit the required documents and complete the biometric check so Cashi can unlock full account access.

  3. Get your virtual Visa card

    Once verification passes, apply for the free virtual Visa card and add it to Google Wallet if you want to tap to pay.

  4. Fund your wallet

    Send USDT or USDC from an external wallet on a supported network. Double check the address and network before you send, since blockchain transfers cannot be reversed.

  5. Spend at any Visa merchant

    Use the card online, in apps, or in store wherever Visa is accepted. Your stablecoin balance converts automatically to cover the purchase.

  6. Manage your card and balance

    Freeze the card, set spending limits, or require approval for online payments from the app. Withdraw leftover funds to an external wallet whenever you need them.

Cashi Screenshots

Cashi User Reviews

  • @DonMikeal
    @DonMikeal Jul 13, 2026

    People think about money in terms of spending, but protecting its value is just as important.

    That's what caught my attention about Cashi.

    @cashi is building a simple way to do both:

    • Spend your money anywhere cards are accepted.
    • Keep the money you're not using in stable assets, so it's less exposed to currency fluctuations.

    It's a practical approach for anyone who wants everyday payments without worrying as much about their savings losing value over time.

    The waitlist is now live, and it's worth checking out if you're interested in the future of global payments and stable money.

    Join the waitlist:

    View on X ↗
  • @_Lexkhalifa
    @_Lexkhalifa Jul 15, 2026

    Sounds like exactly the kind of practical twist we need right now. Keeping idle cash stable while still being able to tap anywhere is smart. Just joined the waitlist.

    View on X ↗
  • @ishak_m_b_lau
    @ishak_m_b_lau Jul 20, 2026

    Crypto payments are becoming more practical, and cashback makes them even better.

    Looking forward to seeing how the @cashi card simplifies spending while rewarding users.

    View on X ↗
Used Cashi? Share your experience — your review helps other traders decide. Write a review →

Cashi Review

Pros

  • The card gives 3 percent cashback on subscriptions and 2 percent on online purchases.
  • You can spend straight from a USDT or USDC balance without converting to fiat first.
  • The virtual Visa card works with Google Wallet for tap to pay in stores.
  • Card issuance is free and users can freeze the card or set spending limits in real time.
  • The team includes former Crypto.com and Coinbase staff with years of payments experience.

Cons

  • Users must trust a custodial wallet, so Cashi holds the private keys instead of the customer.
  • The platform only supports USDT and USDC, so users cannot hold or spend other crypto assets.
  • Sending funds on the wrong network results in permanent loss, since blockchain transfers cannot be reversed.
  • Network congestion can push up deposit and withdrawal fees, and these costs sit outside Cashi's control.

Our verdict

Cashi turns a USDT or USDC balance into a spendable virtual Visa card, so you skip the usual bank conversion step and pay merchants directly from stablecoins. The cashback rates, 3 percent on subscriptions, 2 percent on online purchases, and 1 percent on travel, make everyday spending worth tracking, and the freeze and spend-limit controls give you real say over the card inside the app. The catch is that Cashi is a custodial platform, so you hand your funds to the company and rely on its segregation policy and Hong Kong incorporation instead of holding your own keys, and blockchain network fees plus conversion spreads can chip away at what you earn back in rewards. Remote workers and freelancers paid in stablecoins, along with people in countries with shaky local currencies, get the most out of this card since they already hold digital dollars and need a fast way to spend them without a bank standing in the middle. Anyone who wants full self-custody or rarely touches stablecoins in the first place should look somewhere else.

Is Cashi safe & legit?

Cashi is run by Cashi Ltd., a Hong Kong company, with Canadian operations handled through GBP Payments Corp., a FINTRAC registered money services business. The founding team has real crypto card experience, including CEO Esther Wong's fifteen years at firms like Crypto.com, and the platform uses identity verification, segregated asset ledgers, and instant card freeze controls. No specific security breaches or red flags are on record, but as with any custodial card, users should keep in mind that sending funds on the wrong blockchain network is irreversible and worth double-checking before every transfer.

X account intel @cashi

  • Based in Southeast Asia
  • Joined X March 2026 5 months ago
  • Username changes 3 renames last on Jul 13, 2026
  • Signup source Web

Public profile signals from X. Use as one input alongside other due-diligence.

Wallet blacklist scan checked Sep 8, 2026

  • MetaMask Not flagged
  • Phantom Not flagged
  • ScamSniffer Not flagged
  • EtherAddressLookup Not flagged
  • Keplr Wallet Not flagged

Domain cashi.com checked against public crypto wallet blacklists.

Cashi Updates

  1. Cashi logo
    Cashi
    Como é fácil enviar dólar pros amigos usando @cashi
    Detalhe, TAXA ZERO 🙏
    • 4 replies
    • 4 reposts
    • 28 likes
    • 755 views
  2. Cashi logo
    Cashi
    We are live! 🔴
    • 19 replies
    • 20 reposts
    • 97 likes
    • 2.1K views
  3. Cashi logo
    Cashi
    Building in Brazil? 🇧🇷
    Digital nomads and Brazilians, this one’s for you!
    Spend $10 with the Cashi card → get $10 back in credit
    $1,000 total. First come, first served
    Only works if you download from this exact link (otherwise you miss it):
    https://app.cashi.com/Ir0J/blockchainrio
    • 28 replies
    • 23 reposts
    • 103 likes
    • 2.6K views
  4. Cashi logo
    Cashi
    Our founder @sterwong joined 20 industry leaders to share her perspective on where crypto cards are heading💳
    From $157M in January to $1.1B+ in August, the category is moving fast, and we’re still early.
    Worth a read ↓
    • 15 replies
    • 21 reposts
    • 83 likes
    • 3K views
  5. Cashi logo
    Cashi
    Imperdibleeeee!!! Estaremos presente! ;-)
    • 1 reposts
    • 3 likes
    • 187 views
  6. Cashi logo
    Cashi
    Você estava no Blockchain Rio? 🇧🇷
    O @SuperteamBR e @Team1BR estavam com a gente!
    Gaste US$ 10 com o cartão Cashi e receba US$ 10 de volta em crédito
    Total de US$ 1.000, por ordem de chegada
    Baixe por aqui (só vale por este link):
    https://app.cashi.com/Ir0J/blockchainrio
    • 23 replies
    • 27 reposts
    • 90 likes
    • 2.6K views
  7. Cashi logo
    Cashi
    Fui representar a @cashi no evento de FENASBAC
    Aí o Satoshi Nakamoto chegou montado no touro e todo mundo esqueceu de mim
    Justo. Quem manda no mercado é ele😂🐂
    • 6 replies
    • 2 reposts
    • 25 likes
    • 531 views
  8. Cashi logo
    Cashi
    From download to ready to spend in minutes.
    Getting started with Cashi shouldn’t feel like a process. 🧡
    • 19 replies
    • 24 reposts
    • 95 likes
    • 2.5K views
  9. Cashi logo
    Cashi
    mi ex se descargó @cashi
    mi ex no sabe nada de crypto pero cobraba su sueldo en USDT y lo cambiaba a pesos en su banco para pagar sus cuentas💀
    mi ex acaba de empezar a ganar cashback por usar esta tarjeta
    antes mi ex perdía, ahora mi ex gana
    se como mi ex.
    • 15 replies
    • 6 reposts
    • 40 likes
    • 2.7K views
  10. Cashi logo
    Cashi
    8 money problems everyone living abroad understands:
    >Different currencies.
    >Exchange rates.
    >Transfer fees.
    >Cards getting declined.
    >Getting paid across borders.
    >Sending money home.
    >Managing money in multiple countries.
    >Paying extra just to access your own money.
    Money gets complicated when life goes global, It shouldn’t 🧡
    • 16 replies
    • 25 reposts
    • 86 likes
    • 2.4K views
  11. Cashi logo
    Cashi
    Talking stablecoins, payments, and what it actually takes to build for LatAm this Thursday 🟡
    See you there 👇 @BNBChain
    • 22 replies
    • 23 reposts
    • 85 likes
    • 3K views
  12. Cashi logo
    Cashi
    Welcome to the club🧡
    • 15 replies
    • 21 reposts
    • 87 likes
    • 2.8K views
  13. Cashi logo
    Cashi
    From shaping one of the industry’s largest card programs to building @Cashi 💳
    Meet @sterwong , our Founder & CEO, and the story behind the vision.
    ➡️https://linkedin.com/posts/looiqinen_unfiltered-real-founder-stories-featuring-ugcPost-7501080649529954304-4rN_/?utm_source=social_share_send&utm_medium=member_desktop_web&rcm=ACoAAAVJDzcBmXstVoT99vG-0U4fQz_A_GwnK0w
    • 22 replies
    • 28 reposts
    • 104 likes
    • 2.6K views
  14. Cashi logo
    Cashi
    1era compra online efectiva, con @cashi , @justmariangel.
    10/10.
    • 2 reposts
    • 5 likes
    • 309 views
  15. Cashi logo
    Cashi
    Saturday plans: scrolling, online shopping and pretending we’re just browsing 👀
    At least the cashback makes it feel better.
    • 18 replies
    • 23 reposts
    • 92 likes
    • 3.7K views
  16. Cashi logo
    Cashi
    @reapglobal card issuing in the wild with @cashi.
    • 3 reposts
    • 6 likes
    • 745 views
  17. Cashi logo
    Cashi
    Have you checked your cashback lately? 👀
    It’s adding up.
    More spending. More referrals. More people joining the Cashi Crew every day.
    And we’re just getting started 🧡
    • 16 replies
    • 21 reposts
    • 93 likes
    • 2.5K views
  18. Cashi logo
    Cashi
    Your money app should make money feel easier, not remind you how complicated it is.
    Less thinking.
    More living.
    • 18 replies
    • 24 reposts
    • 91 likes
    • 2.2K views
  19. Cashi logo
    Cashi
    No soy coleccionista de tarjetas prepagadas.
    Lo que si soy es un usuario que necesita opciones fáciles para cubrir servicios
    @cashi suena como una buena alternativa
    Tiene 3% de cashback suscripciones
    2% en compras en línea
    1% en viajes
    https://refer.cashi.com/andrejosue6770
    • 4 replies
    • 5 reposts
    • 20 likes
    • 1.3K views
  20. Cashi logo
    Cashi
    @Garciaeays @cashi Hola bro sencillo, realmente es una tarjeta prepagada cripto algunos de los beneficios es que tiene muy buenos cashback para compras cotidianas y el fee que tiene es de 1% si es en otra moneda diferente al dólar, si pagas en $ no hay fee.
    • 1 replies
    • 2 reposts
    • 12 likes
    • 490 views

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Ready to try Cashi?

Open the official site and get started in a few clicks.

Launch Cashi